Tuesday, March 3, 2009

Life mein risk middle class style

Risk is an over-used term and an underutilized resource.  Here's a theory, not supported by data or anecdotal evidence. Just a theory.
This goes out to all my middle class brothers and sisters across India. We are inherently not risk takers. The very rich and the very poor are. Which is why NRN and other middle class heroes truly stand out as giant exceptions and inspirations to the rest of us.
The poor kids have nothing to lose and everything to gain - This makes them braver and more likely to take a risk with everything they have, since they are at the bottom of the pyramid, and have nowhere lower to fall to.
The rich kids have a fairly sound safety net and hence can take on a decent amount of risk without fearing complete decimation of their future.
Us, the burgeoning middle class, have just enough (we always have just enough, however much we earn) and so we find it extremely hard to step out on a ledge and dive, we arn't sure our parachute is big enough.  In the recent past, many of us have stepped out on that ledge and taken the dive - and its paid off, some no doubt have crashed and burned.

But my theory is simply this, all other things being equal, middle class manohar will not take the risk that rich ramesh or poor pratap will. 

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